2025-2026 Financial Aid

The Financial Aid Office is committed to helping students and families to make an informed financial decision. We look forward to working with you from now until graduation! Our contact information is listed at the bottom of the left navigation.

Financial Aid Terms

Financial Aid Award Notification: A summary of financial assistance and awards from The ��.

CSS Profile Lite: The �� now offers the optional CSS Profile Lite, which opens on October 1, 2024. By completing it, you can receive a financial aid package from �� before the FAFSA becomes available. The FAFSA will be required in order to be eligible for federal grants and loans. The FAFSA will be required in order to be eligible for federal loans and grants.
Free Application for Federal Student Aid (FAFSA): The FAFSA is a U.S. government application that gives students the ability to receive federal, state and institutional aid. To complete the FAFSA and for more information, visit .
Student Aid Index (SAI): The U.S. government uses a formula established by law to identify a student aid index (family contribution) using information provided in the FAFSA. The University uses the SAI as part of its process to determine federal aid eligibility and eligibility for any University awards. The SAI is not the amount your family must pay for school.
University Scholarships: An award from The �� based on high school achievement (merit). Accepted applicants are automatically evaluated for merit scholarships based on their admissions application. No special application is required. Scholarships do not need to be repaid.
University Grants: An award from The �� based on information provided in the FAFSA to assist students who demonstrate financial need. Grants do not need to be repaid.
University Award: A partial tuition award based on high school achievement or other factors. University awards do not need to be repaid.
Student Financial Success Program: The �� effort to assist all students in making sound financial decisions throughout their college years and beyond. It includes campus educational programs and online resources free to all students.

Federal Aid: Must file the FAFSA.

Federal Pell Grant: For undergraduate students with exceptional financial need as determined by the FAFSA. Grants do not have to be repaid.

Federal Supplemental Educational Opportunity Grant (SEOG): For undergraduate students with exceptional financial need as determined by the FAFSA. SEOG grants do not have to be repaid.

Federal Work Study: Provides part-time employment during the academic year and summer to students who demonstrate financial need. Federal work study opportunities are available for both on and off-campus in community service learning positions.

Federal Direct Student Loans: By filing the FAFSA, students will be offered direct loans as part of the University Financial Aid Award Notification. Loans must be repaid. There are two types of Direct

Loans available:

Direct Subsidized Loan: Loans made to undergraduate students who demonstrate financial need. The U.S. Department of Education pays the interest on the loan.
Direct Unsubsidized Loan: Loans made to undergraduate students that are not based on financial need. The student is responsible for interest that accrues as soon as you receive the money on your student account.

State Grants: By filing the FAFSA, you may be eligible to receive a state grant based on your state residence for Delaware, Massachusetts, Ohio, Pennsylvania, Vermont, Washington D.C. and West Virginia.

Pennsylvania State Grant Program: For undergraduate students, this is a need-based grant for Pennsylvania residents only. Eligibility is based on financial need as determined by PHEAA. In addition to the FAFSA, students must complete a Pennsylvania State Grant status notice.

PACE: Satisfactory progress requirement for student to maintain (earn 65% of total attempted credits for first-year and sophomore undergraduates; 70% for junior and senior undergraduates, and graduate students).

�� Family Tuition Reduction Program: Families with two or more dependent children attending The �� during the same semester as full-time undergraduate students are eligible for a 10% tuition discount on tuition for each student.
Direct Costs: Items that will appear on your University bill, such as tuition, fees, and housing and food (if you live on campus).
Cost of Attendance (COA): The total estimated expenses for one year to attend a specific university and is used to determine your eligibility for financial aid, such as grants and loans. COA includes tuition, housing and food, books, supplies, transportation, loan fees, and miscellaneous expenses that you may incur.

Indirect Costs: Estimates of out-of-pocket expenses that you may have when attending the University, including books and personal expenses. You will not be charged for these on your bill. Examples include:

Books and Supplies - $1,300
Transportation - Residents $700
Transportation - Commuter $1,300
Personal Expenses - $1,000

�� Scholarships and Grants

�� grants and scholarships are renewable and limited to eight Undergraduate fall and spring terms. Aid not to exceed Gift Aid Policy. For scholarships that require students to maintain PACE (see Financial Aid Terms).

Presidential Scholarship
Merit-based, full-tuition scholarships awarded to incoming first-year students based on their exemplary academic record. To remain eligible, students must maintain a minimum cumulative GPA of 3.25 and maintain PACE.

Dean’s Scholarship
Merit-based partial-tuition scholarship awarded to incoming first-year students who demonstrate the highest level of academic achievement. Recipients must maintain a cumulative GPA of 3.25 and maintain PACE.

Loyola Scholarship
Partial-tuition scholarships are awarded to incoming first-year and incoming transfer students based on their prior academic record. Renewal is contingent upon the student maintaining a cumulative GPA of 2.75 and maintaining PACE.

Faber Scholarship
Partial-tuition scholarships are awarded to incoming first-year and incoming transfer students based on their prior academic record. Renewal is contingent upon the student maintaining a cumulative GPA of 2.50 and maintaining PACE.

Business Analytics Scholarship
Merit-based scholarship awarded to incoming first-year students on an annual basis for a maximum of four years, full-time, undergraduate study. Renewal is contingent upon enrollment in Business Analytics major.

Communication Sciences & Disorders Scholarship
Merit-based scholarship awarded to incoming first-year students on an annual basis for a maximum of four years, full-time, undergraduate study. Renewal is contingent upon enrollment in Communication Sciences & Disorders major.

Cybercrime & Homeland Security Scholarship
Merit-based scholarship awarded to incoming first-year students on an annual basis for a maximum of four years, full-time, undergraduate study. Renewal is contingent upon enrollment in Cybercrime & Homeland Security major.

Mathematical Sciences Scholarship
Merit-based scholarship awarded to incoming first-year students on an annual basis for a maximum of four years, full-time, undergraduate study. Renewal is contingent upon enrollment in Mathematical Sciences major.

Mechanical Engineering Scholarship
Merit-based scholarship awarded to incoming first-year students on an annual basis for a maximum of four years, full-time, undergraduate study. Renewal is contingent upon enrollment in Mechanical Engineering major.

University Award
Partial-tuition award, in recognition of high school achievement. Recipients must maintain a minimum of 2.50 and maintain PACE (see Financial Aid Terms and Conditions)

University Grant
These are renewable grants.

Xavier Grant
These grants are awarded to students who demonstrate financial need. Renewal is contingent upon the student maintaining a cumulative GPA of 2.00, maintaining PACE (see Financial Aid Terms and Conditions), and continued demonstrated financial need. Students must file the FAFSA each academic year.

Terms and Conditions of Merit-Based Scholarships
Students who transfer out of the university to attend another institution automatically forfeit their merit scholarship upon return to The �� and will only be considered for need based aid.

Endowed Awards
Endowed and Special Awards are funds that benefactors provide to The �� to assist students in accordance with the award guidelines. To remain eligible, students must maintain the cumulative GPA assigned to their original scholarship fund and maintain PACE (see Financial Aid Terms and Conditions).

Awards for Non-Traditional Undergraduate Students
Dexter Hanley Full-Time Grant
For non-traditional undergraduate students enrolled for a minimum of 12 credits per term. Recipients are chosen based upon demonstrated financial need. Renewal of this award is contingent upon the student maintaining a minimum cumulative GPA of 2.00 and maintaining PACE. Students must file a FAFSA each academic year.

Dexter Hanley Part-Time Grant
For non-traditional undergraduate students enrolled for fewer than 12 credits per term. Recipients are chosen based upon demonstrated financial need. Renewal of this award is contingent upon the student maintaining a minimum cumulative GPA of 2.00 and maintaining PACE. Students must file the FAFSA each academic year.

Special Scholarships
Other scholarships available to non-traditional undergraduate students are the Robert L. McDevitt Scholarship, the Newcombe Scholarship for Mature Women, and the Oppenheim Award. To be considered for the McDevitt Scholarship, the student must demonstrate financial need and academic excellence. To be considered for the Newcombe Scholarship, candidates must be an undergraduate, mature student (defined as students 25 years of age and older). If there are not sufficient undergraduate candidates, scholarship funds may be awarded to graduate, mature students who are studying in any of the helping professions (including but not limited to social work, nursing, education and physical therapy or occupational therapy). To be considered for the Oppenheim Award, students must demonstrate financial need. Preference is given to displaced homemakers. Renewal is contingent upon the student maintaining a cumulative GPA of 3.00 and maintaining PACE. Students must file the FAFSA each academic year.

Graduate Merit Scholarships

Students accepted into an accelerated or direct entry program listed below are eligible for merit scholarships as outlined in your acceptance letter with amounts.

Accelerated Master of Business Administration
Students accepted into the Accelerated Master of Business program qualify for a scholarship for their graduate year, provided you meet all �� requirements. To be split between your fall and spring terms of your fifth year, this one-year, merit-based scholarship applies to your on-campus, graduate business degree.

Accelerated Master of Health Administration
Students accepted into the Accelerated BS/MHA program qualify for a scholarship for their graduate year, provided you meet all �� requirements. To be split between your fall and spring terms of your fifth year, this one-year, merit-based scholarship applies to your on-campus, graduate health administration degree.

Accelerated CAS Bachelor’s/MBA
Students accepted into the Accelerated BS/MBA program qualify for a scholarship for their graduate year, provided you meet all �� requirements. To be split between your fall and spring terms of your fifth year, this one-year, merit-based scholarship applies to your on-campus, graduate business administration degree.

Accelerated Master of Science in Human Resource Management
Students accepted into the Accelerated BS/HR program qualify for a scholarship for their graduate year, provided you meet all �� requirements. To be split between your fall and spring terms of your fifth year, this one-year, merit-based scholarship applies to your graduate human resources management degree.

Doctor of Physical Therapy (DPT) Scholarship
Students accepted as guaranteed seating for our Doctorate of Physical Therapy program qualify for a scholarship for their graduate years. The award, offered as annually, will be split between the fall and spring terms for each of your 3 years of the doctoral program and applies to your on-campus, graduate DPT Degree in the Panuska College of Professional Studies.

Masters of Accountancy and MS in Applied Behavior Analysis Programs Only University Graduate Award
On-campus, traditional applicants only (excludes combined/accelerated and international applicants). One-time award offered to new students in main terms (fall or spring).

Graduate Occupational Therapy
Incoming first-year students accepted into our Occupational Therapy program will qualify for merit-based scholarship for our Masters Occupational Therapy program based on their final undergraduate cumulative grade point. The award will be split between fall and spring terms.

Federal Loan Options

Direct Stafford Student Loans are available to students enrolled at least half-time (six credits per semester for Undergraduate students and three credits for Graduate students) in their program of study. In order to determine eligibility, all applicants must submit the Free Application for Federal Student Aid (FAFSA). The Financial Aid Office certifies Direct Stafford Loans for all students who complete the FAFSA. There are two types of Federal Direct Stafford Loans: the Subsidized Federal Direct Stafford Loan (Undergraduate students only) and the Unsubsidized Federal Direct Stafford Loan. For Subsidized Federal Direct Stafford Loans the federal government pays the interest while the student (borrower) is in school. Eligibility for a Subsidized Federal Direct Stafford Loan is based on family income and financial need established by standards set by the federal government. For Unsubsidized Federal Direct Stafford Loans the student (borrower) is charged interest during the in-school period and the grace period. The amount of the approved loan will not exceed the cost of education less other aid. Eligibility is also dependent on satisfactory academic progress.

The Federal Parent PLUS Loan for Undergraduate students is also available to credit-worthy parents of dependent undergraduate students. A Free Application for Federal Student Aid (FAFSA) is required for all Plus Loan applicants. The maximum parents may borrow in the Federal Direct Parent PLUS Loan per academic year is the difference between the cost of education minus other f financial aid received. Apply for the full academic year. Keep in mind a fee will be charged. The fees will be deducted proportionately from each disbursement. Parents may choose to defer payments on a PLUS loan until six months after the date the student ceases to be enrolled at least half-time. Accruing interest may either be paid by the parent borrower twice a year, or be capitalized quarterly. A parent may take up to 10 years to repay the loan, depending upon the amount borrowed. Parents may also pay the balance of the loan, plus any interest due, early and without a penalty. Interest will accrue after the first disbursement and repayment of interest and principal begins 60 days after the second disbursement.

Alternative Loan Options

Students with a credit-worthy co-applicant may apply for a private educational loan to finance educational costs. Please note that with current credit market conditions, credit approval for these loans has become more restrictive. There are variable and fixed interest rate loans. Application and credit review requirements vary. Our advice is to apply early if you choose one of these loans as part of your financing plan. For more information, please visit the Alternative Private Loans page on our website.

Federal Work Study

The Federal Work Study Program provides oncampus employment during the summer and academic year to students who demonstrate financial need. As part of its commitment to the community, the University is providing federal work study opportunities both on and off campus in community service learning positions. Students can work up to a maximum of 19 hours per week during the academic year and 35 hours per week during the summer. Students are paid on a biweekly basis for the hours worked the previous two weeks. Work study earnings are not deducted from the student’s charges. The student may, however, make a payment to the University as payment toward the balance due.

Pay rates are recommended by the employing department. Due to funding limitations and job availability, the Financial Aid Office cannot guarantee job placement for all eligible applicants.

Payment Plan Information

Nelnet Payment Plan provides an installment payment plan that allows families to spread payments over 4, 5, or 6 monthly payments per term beginning July and December. This eliminates the need to make lump sum payments prior to the beginning of each term. Families can budget an amount not to exceed term charges less any aid that will be received. No interest is charged. Apply per semester. $50 enrollment fee per semester (subject to change).

You may contact Nelnet Campus Commerce at 800.609.8056 or visit .

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